How to add a bank account or a card

An account is where cash sits or is owed. The asset-versus-liability choice drives the cash math, so pick it deliberately.

1. In the environment, open Accounts and add an account.
2. For a bank or cash account, choose type asset: its balance is real spendable cash.
3. For a credit card or line of credit, choose type liability: it tracks money owed, and charges on it do not move cash until you pay it.
4. Use the account on entries, definitions, and transfers so balances add up.

Only asset balances count as projected cash. See the concept page *Accounts (where)* and the walkthrough *Why a card purchase does not move cash*.

In-app documentation, version 5. Generated from the product documentation source, so this matches the app exactly.