:root{
    --navy:#0f2740;
    --navy-2:#183651;
    --ink:#1c2b3a;
    --slate:#5b6b7b;
    --line:#e4e9ee;
    --bg:#ffffff;
    --bg-soft:#f6f8fa;
    --accent:#12776f;      /* deep teal, finance/cash, calm, trustworthy */
    --accent-soft:#e3efed;
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{
    font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
    color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;
  }
  .wrap{max-width:1080px;margin:0 auto;padding:0 24px}
  a{color:inherit}
  .btn{
    display:inline-block;background:var(--accent);color:#fff;text-decoration:none;
    padding:14px 26px;border-radius:8px;font-weight:600;font-size:16px;
    transition:background .15s ease;
  }
  .btn:hover{background:#0e625b}
  .btn-ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4)}
  .btn-ghost:hover{background:rgba(255,255,255,.08)}
  .eyebrow{
    text-transform:uppercase;letter-spacing:.12em;font-size:13px;font-weight:700;
    color:var(--accent);margin-bottom:14px;
  }

  /* Nav */
  header.nav{border-bottom:1px solid var(--line);position:sticky;top:0;background:rgba(255,255,255,.92);backdrop-filter:blur(6px);z-index:10}
  .nav-inner{display:flex;align-items:center;justify-content:space-between;height:66px}
  /* Brand lockup: textless mark plus a live-text wordmark. The mark carries its
     own rounded corners and transparency, so no border-radius here. */
  .brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none}
  .brand-mark{display:block;height:38px;width:auto;flex:none}
  .brand-text{font-weight:600;font-size:20px;letter-spacing:-.01em;color:var(--navy);white-space:nowrap}
  .brand-accent{color:var(--accent)}
  .nav a.cta{font-weight:600;color:var(--accent);text-decoration:none;font-size:15px}

  /* Hero */
  .hero{background:linear-gradient(160deg,var(--navy),var(--navy-2));color:#fff;padding:88px 0 96px}
  .hero h1{font-size:46px;line-height:1.12;font-weight:800;letter-spacing:-.02em;max-width:16ch}
  .hero p.sub{font-size:20px;color:#c9d6e2;margin-top:22px;max-width:52ch}
  .hero .actions{margin-top:34px;display:flex;gap:14px;flex-wrap:wrap}
  .hero .fineprint{margin-top:20px;font-size:14px;color:#8ea3b7}

  /* Sections */
  section{padding:76px 0}
  section.soft{background:var(--bg-soft)}
  h2{font-size:32px;line-height:1.2;font-weight:800;letter-spacing:-.01em;color:var(--navy);max-width:22ch}
  .lead{font-size:18px;color:var(--slate);margin-top:16px;max-width:60ch}

  .grid{display:grid;gap:26px;margin-top:44px}
  .grid-3{grid-template-columns:repeat(3,1fr)}
  .card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px}
  section.soft .card{background:#fff}
  .card h3{font-size:19px;font-weight:700;color:var(--navy);margin-bottom:10px}
  .card p{color:var(--slate);font-size:15.5px}
  .card .ico{width:40px;height:40px;border-radius:9px;background:var(--accent-soft);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
  .card .ico svg{width:22px;height:22px;stroke:var(--accent)}

  /* Steps */
  .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:44px;counter-reset:s}
  .step{position:relative;padding-top:14px}
  .step::before{counter-increment:s;content:counter(s);display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:15px;margin-bottom:14px}
  .step h4{font-size:16px;color:var(--navy);font-weight:700;margin-bottom:6px}
  .step p{font-size:14.5px;color:var(--slate)}

  /* Audience band */
  .band{background:var(--navy);color:#fff;border-radius:16px;padding:52px 46px;margin-top:8px}
  .band .eyebrow{color:#7fd0c7}
  .band h2{color:#fff}
  .band .lead{color:#c9d6e2}
  .band ul{list-style:none;margin-top:26px;display:grid;grid-template-columns:1fr 1fr;gap:14px 34px}
  .band li{position:relative;padding-left:28px;color:#dbe6f0;font-size:16px}
  .band li::before{content:"";position:absolute;left:0;top:9px;width:14px;height:14px;border-radius:50%;border:2px solid #7fd0c7}

  /* Founder */
  .founder-card{
    background:#fff;border:1px solid var(--line);border-top:3px solid var(--accent);
    border-radius:14px;padding:40px 42px;box-shadow:0 8px 28px rgba(15,39,64,.07);
    max-width:820px;
  }
  .founder-card h2{margin-bottom:18px}
  .founder-card .lead{margin-top:0;max-width:66ch}
  .founder .creds{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
  .chip{background:var(--accent-soft);color:var(--accent);font-weight:600;font-size:13px;padding:6px 12px;border-radius:20px}
  .founder-actions{margin-top:28px;padding-top:24px;border-top:1px solid var(--line)}
  .btn-outline{
    display:inline-block;background:transparent;color:var(--accent);text-decoration:none;
    padding:12px 24px;border:1.5px solid var(--accent);border-radius:8px;
    font-weight:600;font-size:15.5px;transition:background .15s ease,color .15s ease;
  }
  .btn-outline:hover{background:var(--accent);color:#fff}
  .btn-outline .arr{margin-left:6px}

  /* CTA */
  .cta-final{background:linear-gradient(160deg,var(--accent),#0e625b);color:#fff;text-align:center}
  .cta-final h2{color:#fff;margin:0 auto}
  .cta-final .lead{color:#d5ece9;margin:16px auto 30px}

  footer{background:var(--navy);color:#93a7ba;padding:34px 0;font-size:14px}
  .foot-inner{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}
  footer .brand-sm{color:#fff;font-weight:700}
  footer a{color:#cfe0ee;text-decoration:underline;text-underline-offset:2px}
  footer a:hover{color:#fff}

  /* Contact form */
  .form-card{
    background:#fff;border-radius:14px;padding:34px;max-width:660px;
    margin:34px auto 0;text-align:left;box-shadow:0 12px 34px rgba(15,39,64,.20);
  }
  .form-row{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
  .field{margin-bottom:16px}
  .field label{display:block;font-size:14px;font-weight:600;color:var(--navy);margin-bottom:6px}
  .field label .opt{font-weight:500;color:var(--slate)}
  .field input,.field select,.field textarea{
    width:100%;padding:11px 13px;border:1px solid #cdd6df;border-radius:8px;
    font-size:15px;font-family:inherit;color:var(--ink);background:#fff;
  }
  .field textarea{min-height:118px;resize:vertical}
  .field input:focus,.field select:focus,.field textarea:focus{
    outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(18,119,111,.15);
  }
  .field input[aria-invalid="true"],.field textarea[aria-invalid="true"]{border-color:#b4462f}
  .field .err{display:block;font-size:13px;color:#b4462f;margin-top:5px}
  /* Honeypot: off-screen rather than display:none, which some bots skip. */
  .hp{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
  .form-card .btn{width:100%;text-align:center;border:0;cursor:pointer;font-family:inherit}
  .form-card .btn[disabled]{opacity:.65;cursor:progress}
  .form-note{font-size:13.5px;color:var(--slate);margin-top:16px;text-align:center}
  .form-note a{color:var(--accent);font-weight:600}
  .form-alert{
    margin-bottom:18px;padding:12px 14px;border-radius:8px;font-size:14.5px;
    background:#fdecea;border:1px solid #f0c2ba;color:#8f3323;
  }
  .form-done{text-align:center;padding:14px 4px}
  .form-done .tick{
    width:52px;height:52px;border-radius:50%;background:var(--accent-soft);
    display:flex;align-items:center;justify-content:center;margin:0 auto 16px;
  }
  .form-done .tick svg{width:26px;height:26px;stroke:var(--accent);fill:none;stroke-width:2.5;
    stroke-linecap:round;stroke-linejoin:round}
  .form-done h3{font-size:21px;color:var(--navy);font-weight:700;margin-bottom:8px}
  .form-done p{color:var(--slate);font-size:15.5px}

  @media(max-width:860px){
    .grid-3{grid-template-columns:1fr}
    .form-row{grid-template-columns:1fr}
    .form-card{padding:26px 20px}
    .steps{grid-template-columns:1fr 1fr}
    .band ul{grid-template-columns:1fr}
    .hero h1{font-size:36px}
    .band{padding:38px 26px}
  }

  /* Legal pages (privacy, terms) */
  .legal{padding:64px 0 76px}
  .legal .prose{max-width:74ch}
  .legal h1{font-size:38px;line-height:1.15;font-weight:800;letter-spacing:-.02em;color:var(--navy)}
  .legal .updated{color:var(--slate);font-size:14.5px;margin-top:10px}
  .legal .intro{font-size:18px;color:var(--slate);margin-top:20px}
  .legal h2{font-size:22px;margin-top:38px;margin-bottom:10px;max-width:none}
  .legal p{color:var(--slate);font-size:16px;margin-top:12px}
  .legal ul{margin:12px 0 0 20px}
  .legal li{color:var(--slate);font-size:16px;margin-top:8px}
  .legal a{color:var(--accent);font-weight:600}
  .legal .callout{
    background:var(--accent-soft);border-left:3px solid var(--accent);
    border-radius:0 10px 10px 0;padding:18px 22px;margin-top:20px;
  }
  .legal .callout p{color:var(--ink);margin-top:0}
  .legal .backlink{margin-top:44px;padding-top:24px;border-top:1px solid var(--line)}

  /* Footer legal links */
  .foot-legal{display:flex;gap:16px;flex-wrap:wrap}
  .foot-legal a{color:#cfe0ee;text-decoration:none}
  .foot-legal a:hover{color:#fff;text-decoration:underline}

  @media(max-width:860px){
    .legal h1{font-size:30px}
  }

  /* Footer business contact block */
  .foot-contact{
    margin-top:18px;padding-top:16px;border-top:1px solid rgba(255,255,255,.09);
    display:flex;flex-wrap:wrap;align-items:center;gap:4px 12px;
    font-size:13.5px;color:#8ea3b7;line-height:1.5;
  }
  .foot-contact .foot-company{color:#cfe0ee;font-weight:600}
  .foot-contact .sep{opacity:.45}

  /* Contact block inside the legal pages */
  .legal .contact-block{
    font-style:normal;color:var(--slate);font-size:16px;line-height:1.75;
    margin-top:14px;padding-left:16px;border-left:3px solid var(--line);
  }
  .legal .contact-block .name{color:var(--navy);font-weight:700}